| Online Privacy Information |
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We are committed to protecting our clients’ financial privacy. When you visit our web site we want you to feel secure
that your information is protected. We want clients to know what information
our web site collects and how we use that information. Please read the
following helpful information so you feel confident that your personal
information is secure while online.
Tracking information that does not personally identify you is collected when you visit our web site. Collected information
includes the internet service provider identifier, the internet address of the web site you came from prior to visiting our site, the pages visited
while at our site, the date and time of the visit, and the internet address you went to when leaving our site. This information is used to track our
web site’s use including which pages are visited most often and the length of the visit. We have procedures and guidelines in place to protect this
information from unauthorized use. This information is not available to third parties without proper authorization under the guidelines of the law.
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| Sending E-mail |
| E-mail sent to us may not be secure. Therefore, we ask that you do not send confidential information
such as social security number, or account numbers to us via an unsecured e-mail. Such communications should be sent to us via U.S. mail or you may
call us or visit one of our branches. |
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| Access to Your Accounts |
| Client information collected from transactions and forms completed through our online banking service
are handled with the same high privacy standards as a transaction that is completed at a banking office. In
most cases, information you provide on electronic forms through our web site is encrypted. In other words, it is scrambled en route and decrypted
once it reaches our web site. As a security measure, you may access your account information from our web site only after you have signed up for
the service and received your user ID and password. Account information provided to you will be scrambled en route and decrypted once it reaches
your browser. We recommend that you complete your online transaction and log off prior to visiting other sites. |
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| External Links |
| We are not responsible for information practices employed by sites linked to or from our web site. In most cases,
links to sites not operated by us are provided solely as pointers to information on topics that may be useful to you. |
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| Frequently Asked Questions |
| Privacy and security issues on the Internet are full of technical jargon, legal requirements and hardware
and software technology. The frequently asked questions below are intended to explain some of the technology that is used today to make your online
banking experience safe and secure. |
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| How do I know if I’m using
a secure site? |
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Two ways determine whether the web site you are viewing is secure or not:
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- A ‘s’ at the end of http indicates you are connected to a secure server using secure socket layer technology.
Any web page beginning with https:// is a secure site.
- If you are using Microsoft’s browser Internet Explorer version 3.0 or higher you will notice a small pad
lock in the lower right hand corner of the browser window if you are connected to a secure site. Likewise, with Netscape Navigator version
4.0 or higher a key will be visible if you are connected to a secure site.If either the lock or key is open or appears broken, the site you
are viewing is not secur
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| What is Secure Socket Layer (SSL) technology? |
| SSL is encryption technology that verifies the identity of your computer for secure communications over
the Internet. It also encrypts all transactions between the parties communicating. |
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| What is encryption? |
| Encryption is software technology that scrambles information when it is sent over the Internet. Personal and
account information passing between your computer and the bank’s is encrypted.
This means that data in transit is unreadable until it reaches the bank’s computer and is unscrambled. We recommend the use of 128-bit encrypted browser
due to the increased level of security. |
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| What are Cookies? |
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A cookie is a small text file placed on your computer by a web site. This file lets the web site recognize if your computer has visited the site before. The site that sent the cookie
is the only site that can read the cookie. The primary use of cookies is to personalize the web site to your own preferences. |
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| What else do I need to know to protect my privacy and enhance my online experience? |
- If you use our online banking products you have a user ID and password. Do not reveal them to anyone. Commit
them to memory or place them in a secure place that no one else has access to.
- Don’t leave your computer unattended and once you have completed your banking session always sign off by
using exit or log-off buttons. This is especially important if you are using a public computer.
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